Public Service Loan Forgiveness Program (PSLF)

A medical doctor talking to 2 people at a community outreach event

A Federal Program

In addition to the state, federal and/or county programs found in the AAMC database, there is also a federal program, Public Service Loan Forgiveness (PSLF), that may be of interest to federal loan borrowers. After meeting the requirements for PSLF, if a borrower has a remaining federal Direct Loan balance, their loan balance is forgiven, and the amount forgiven is non-taxable. 

To qualify for PSLF, borrowers must:

  1. Have Direct Loans in good standing.
  2. Be employed full time by a qualifying employer.
  3. Make 120 qualifying monthly payments.
  4. Be enrolled in a qualifying repayment plan.