Guide to Public Service Loan Forgiveness (PSLF)

Introduction to Public Service Loan Forgiveness (PSLF)

If you borrowed money for undergraduate, graduate, or medical school through the federal Direct Loan program and are considering a career in public service, you may be eligible for the Public Service Loan Forgiveness (PSLF) program. Successful completion of this program can lead to forgiveness of federal student loan debt. This guide explains the PSLF program, eligibility requirements, and steps you will need to take to be eligible.

The guide is a resource provided by the AAMC Financial Information, Resources, Services, and Tools (FIRST) program.  FIRST helps medical students and graduates make smart and informed financial decisions.

The information provided in this guide is accurate as of November 2023 and is subject to change. Please consult with your loan servicer to confirm the current details of the Public Service Loan Forgiveness program. The AAMC is providing this information as a public service and cannot guarantee your eligibility for this or any program. Please visit for current updates to the PSLF program.