Students & Residents

FIRST Resources

Review frequently downloaded publications, infographics and charts about financial aid, loans, credit, budgeting, and loan repayment.

Intro slide that says Education Debt Manager
Education Debt Manager for Matriculating and Graduating Medical School Students

This comprehensive financial guide helps medical school students navigate the complexities of financing medical school through the responsible borrowing and repayment of student loan debt. 

Nine Tips for Managing Your Money During Residency
Nine Tips for Managing Your Money During Residency

Obtain various ideas to better manage finances and student loans after medical school.

Nine Tips for Managing Your Money During Medical School
Nine Tips for Managing Your Money During Medical School

Get tips for money management and wise student loan borrowing during medical school.

Medical Student Education: Debt, Costs, and Loan Repayment Fact Card for the Class of 2022
Medical Student Education: Debt, Costs, and Loan Repayment Fact Card for the Class of 2022

This fact card provides a snapshot of key student loan data and incudes repayment scenarios. Medical students can succinctly view insightful ideas for better money management.

Six Financial Tips for Premed Students
Six Financial Tips for Premed Students

This tip card provides essential guidance to help premedical students manage their money.

Resident Budget Infographic
Living on a Resident’s Stipend AND Paying Your Student Loans – You Can Do It!
Review this infographic to see how you can live on a resident’s stipend, live within a realistic budget, and make a student loan payment.
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Should You Consider a Direct Loan Consolidation?
Consolidation Quiz
Utilize this resource to determine if you should consolidate your federal student loans. Consolidating may have benefits and/or consequences, so do your research before you consolidate.
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Next Steps
Next Steps
Use this guideline to determine when to take the steps to organize your loans, deal with your grace period, determine when to consolidate, apply for a forbearance, or begin repayment on your student loans.
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Budget Worksheet for Medical School Students
Budget Worksheet for Students
Utilize this budgeting worksheet to help with money management throughout medical school.
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Budget Worksheet for Medical School Residents
Budget Worksheet for Residents
Utilize this budget worksheet to help with money management throughout residency.
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Review this chart to see a side by side comparison of the federal student loan repayment plans [Standard, Graduated, Extended, ICR, IBR, PAYE, and REPAYE] to determine which repayment plan will work best for your financial situation.
Repayment Plans Compared Chart
Review this chart to see a side by side comparison of the federal student loan repayment plans [Standard, Graduated, Extended, ICR, IBR, PAYE, and REPAYE] to determine which repayment plan will work best for your financial situation.
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A visual representation of time periods in medical school, during residency, and after residency, and the related considerations for repaying student loans.
Loan Repayment Timeline
A visual representation of time periods in school, during residency, and after residency, and the related considerations for repaying student loans.
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Effects of Student Loan Consolidation
Effects of Student Loan Consolidation
Obtain information about what effects may occur if you consolidate your federal student loans. Consolidating may or may not be right for you.
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