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Financial Aid Resources

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The AAMC's FIRST (Financial Information, Resources, Services, and Tools) program provides free resources to help you make wise financial decisions. Whether you’re thinking about how to afford medical school, applying for student loans, or determining your loan repayment options, you’ll find unbiased, reliable guidance from FIRST.

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  • All
  • Premeds
  • Medical Students
  • Residents
  • All
  • Credit
  • Data, Debt, and Salary
  • Debt Management
  • FIRST Publication
  • Loans
  • Loan Consolidation
  • Loan Forgiveness
  • Loan Repayment
  • Managing Money
  • School Tuition and Fees
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FIRST Videos and Webinars

Watch videos and webinars to learn about paying for medical school, repaying student loans, and more.

Video and webinar topics include: paying for medical school, money management, cost of residency interviews, postponing loan repayment, selecting a student loan repayment plan, managing your loans during residency, and much more.

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FIRST Friday Webinars

Watch more previously recorded FIRST Friday Webinars to learn about managing your loans during residency, repaying student loans, improving credit, and more.

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Loan Repayment Options

With medical school behind you, you’re certainly due for congratulations. But that’s not all that’s due – loan payback time is just around the corner – either beginning now or when residency is over. Fortunately, when it’s time to repay, you have flexibility in structuring your repayment schedule by choosing the plan that works best for you.

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Financial Aid

Whether you’re thinking about how to pay for medical school, manage your finances during medical school, or determine your loan repayment options after medical school, with AAMC's FIRST (Financial Information, Resources, Services, and Tools) program you’ll find unbiased, reliable guidance along your pathway to medical school and beyond. 

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Paying for Medical School

Learn about financial aid options for financing medical school and making it affordable.

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Handling Finances During Residency

These resources can help you manage your student loan debt and determine which loan repayment option is best for you during residency. Find additional FIRST resources, including videos, fact sheets, and articles on the Financial Aid page.

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FIRST Financial Aid Fact Sheets

Read these short articles about common financial aid topics important to pre-med students, current students, and residents. For a printer-friendly version of a fact sheet, please contact FIRST.

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Chart with MLOC

MedLoans® Organizer and Calculator (MLOC)

The MedLoans® Organizer and Calculator was developed to assist medical students and residents with managing their education debt. The MLOC provides a secure location to organize and track student loans while also displaying possible repayment plans and costs based on the borrower’s student loan debt.  


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Top 10 Questions Premeds Should Ask Medical School Financial Aid Officers

Attending medical school is expensive and most medical students will need to borrow federal student loans to cover their medical school’s cost of attendance. Below is a list of 10 questions to help you get a conversation started with the financial aid office professionals at the medical schools you are considering attending.

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Match Support

Determine questions to ask yourself, review strategies and actions you may want to implement, obtain information to manage your student loans, and understand where to turn for additional support and resources after the Match.

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Transitioning to Medical School: Financial Tips

The FIRST (Financial Information, Resources, Services, and Tools) program can help you make a smooth, successful, and informed transition to medical school. This is probably one of the biggest financial and personal investments of your life. Utilize the resources available to make wise and knowledgeable decisions about your future.

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Postbaccalaureate Premedical Programs

Some college graduates consider a postbaccalaureate premedical program or coursework to be a stronger, more qualified medical school applicant. When researching these programs, make sure to consider any financial implications that may impact your present and future situation.

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Managing Your Student Loans After Graduation

Congratulations! You graduated! Now what should you do with your student loans before you start medical school? Depending on your plans for applying to medical school and the type of loans you have, you have options that will fit your needs before, during, and after medical school.

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Two doctors on escalator having conversation

Easing into Residency: Transition Tips

While you are looking forward to this next step in your medical career, you may also be experiencing mixed feelings of excitement as well as trepidation about the decisions that you must make in a short period of time. The following suggestions are provided to help you address important issues and to help you transition from medical school to residency.

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man and woman unpacking box in empty house

Getting Married During Medical School or Residency

Some students and residents may decide to get married during their education or training periods, and though it is no secret that marriage is a life-changing experience, it is especially important for medical students and residents to understand the ramifications it will have on their finances.

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