Financial Aid Resources

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The AAMC's FIRST (Financial Information, Resources, Services, and Tools) program provides free resources to help you make wise financial decisions. Whether you’re thinking about how to afford medical school, applying for student loans, or determining your loan repayment options, you’ll find unbiased, reliable guidance from FIRST.

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  • All
  • Premeds
  • Medical Students
  • Residents
  • All
  • Credit
  • Data, Debt, and Salary
  • Debt Management
  • FIRST Publication
  • Loans
  • Loan Consolidation
  • Loan Forgiveness
  • Loan Repayment
  • Managing Money
  • School Tuition and Fees
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Loan Forgiveness, Loan Repayment Assistance Programs, and Scholarships

Discover loan forgiveness, scholarships, and loan repayment assistance programs like the National Health Service Corps (NHSC), Indian Health Service (IHS), Public Service Loan Forgiveness (PSLF), the military, and other state and federal programs.

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Veterans Affairs - Loan Repayment and Scholarship Programs

Federal loan repayment and scholarship programs exist to help students offset the costs of medical school. Veterans Affairs (VA) provides repayment assistance and scholarship opportunities through its Specialty Education Loan Repayment Program (SELRP) and Health Professions Scholarship Program (HPSP). 

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Review strategies for managing your financial aid and daily finances while you’re in school, so that you can make the best financial decisions that will help you during and after medical school.

FIRST Videos and Webinars

Watch videos and webinars to learn about financing medical school, general money management, repaying student loans, and more.

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Match Support

Determine questions to ask yourself, review strategies and actions you may want to implement, obtain information to manage your student loans, and understand where to turn for additional support and resources after the Match.

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young couple calculating budget

MedLoans® Organizer and Calculator (MLOC)

The MedLoans® Organizer and Calculator was developed to assist medical students and residents with managing their education debt. The MLOC provides a secure location to organize and track student loans while also displaying possible repayment plans and costs based on the borrower’s student loan debt.  


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Postbaccalaureate Premedical Programs

Some college graduates consider a postbaccalaureate premedical program or coursework to be a stronger, more qualified medical school applicant. When researching these programs, make sure to consider any financial implications that may impact your present and future situation.

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A doctor holding a piggy bank

5 Things I Wish I Knew as a Premed About How to Pay for Medical School

Medical school is expensive. Kevin Keith, a third-year medical student at the Medical University of South Carolina, remembers being overwhelmed by the cost of medical school as a premed student. Now well into his medical education, he has come to realize that paying for medical school is manageable. To help you identify loans, budget wisely, and even find scholarships and grants, Kevin shares five tips he wishes he would’ve known as a pre-med.

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Saving Money in Medical School 101

A current medical student shares tips on how to save money while in medical school  

By Kumail Hussain, MD Candidate, Rosalind Franklin University

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How Much Does It Cost to Attend Medical School? Here’s a Breakdown

by Kumail Hussain, MS, MD Candidate, Rosalind Franklin University

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The AAMC Financial Wellness Program

Managing money is something we all must do. Some people are better prepared and/or more experienced than others; however, improving your skills and learning new tips are part of an on-going financial journey.

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Borrowing 101: An Introduction to Credit

Credit—buying something now and paying for it later—carries with it many rewards when handled responsibly. Learn what credit is, the benefits you may enjoy by having access to credit, and how to manage your creditworthiness.

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Budgeting Ideas and Tips

Living on a budget as a medical student or resident is an essential step for minimizing the debt you’ll face upon entering repayment. Try to think of a budget the same way you’d think about maintaining a healthy diet: make sensible, responsible choices and you’ll reap the benefits. Following are some tips and ideas to save money and/or time.

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Budgeting Basics: Managing Your Money During the Lean Years

Money will probably be tight during medical school and residency. That’s why a realistic spending plan (budget) – one you can stick to – will be critical to your financial well-being during this time.

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Photo of a tie and a white coat with text overlay that reads: "#SaveStudentAid."

Online Advocacy Helps #SaveStudentAid

Federal financial aid programs are critically important to helping ensure medical school remains affordable for all students.

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Living on a student’s budget

Talking about finances — let alone thinking about them — is never a particularly fun conversation to have. However, learning to budget and manage your finances now will serve you well once you are a medical student. Get a snapshot of money management and the free resources available to you to get you started.

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