Top 10 Questions Pre-Meds Should Ask Medical School Financial Aid Officers
Attending medical school is expensive and most medical students will need to borrow federal student loans to cover their medical school’s cost of attendance. Below is a list of 10 questions to help you get a conversation started with the financial aid office professionals at the medical...
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You Can Afford Medical School
If you want to be a doctor or physician scientist – they are good career choices, both socially and financially. Although medical school may be expensive, there are options available for financing your education. The key to affording medical school is educating yourself about your choices.
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Direct Loans 101
Direct Loans are federal education loans with fixed interest rates and flexible repayment terms. Borrowers should consider maximizing Direct Loan options before borrowing other loans with higher interest rates and/or possibly more stringent terms and conditions.
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The Cost of Applying to Medical School
Before you’re accepted to medical school, you’ll have some admissions-related costs to plan for, including the AMCAS® application service and the MCAT® exam.
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Medical School Costs for Nontraditional Students
As a nontraditional student, you may have additional choices and details to consider prior to starting medical school; however, there are resources to help you with these decisions along the way.
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The Financial Aid Application Process
While the process of applying for financial aid varies by medical school, here are some universal steps to help you get started. Always check with the financial aid office at your medical school for specific instructions.
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What is an Award Letter?
An award letter is official notification from a school where you have been accepted and outlines your financial aid award package.
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Direct PLUS Loans for Graduate/Professional Students
Direct PLUS Loans are loans for graduate students who have additional financial need beyond what the Direct Unsubsidized Loan covers. In most cases, borrowers are encouraged to use federal loans before turning to private loans.
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Pay for Medical School Through Service
Some students who want to borrow less, or who want to have some or all of their loans forgiven, might want to consider providing medical service for a particular organization, employer, or program after medical school (or licensure).
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Search More Financial Aid Resources
Whether you’re thinking about how to afford medical school, applying for school loans, or weighing your repayment options, the AAMC's FIRST program has unbiased, reliable information.