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Whether you’re weighing your repayment options or considering making a major purchase, the AAMC's FIRST program has unbiased, reliable information. 

Public Service Loan Forgiveness (PSLF): Eligibility and Action Plan

Review this informative guide about the Public Service Loan Forgiveness (PSLF) program. It provides information about eligibility requirements and steps to take to enroll in the program.

Grace, Deferment, and Forbearance

After graduation, you will likely have a grace period on your student loans, but after that time, if making payments becomes a challenge, a deferment or forbearance could be used to help you get through residency without making monthly loan payments.

Loan Repayment Options

With medical school behind you, you’re certainly due for congratulations. But that’s not all that’s due – loan payback time is just around the corner – either beginning now or when residency is over. Fortunately, when it’s time to repay, you have flexibility in structuring your repayment schedule...
Two doctors on escalator having conversation

Easing into Residency: Transition Tips

As you prepare to take the next step in your medical career, these suggestions can help you address important issues and help you transition from medical school to residency.

Postponing Loan Repayment During Residency

There’s a benefit to federal student loans of which you may be unaware, and that’s the ability to temporarily postponing loan repayment through grace, deferment, or forbearance.
man and woman unpacking box in empty house

Getting Married During Medical School or Residency

Some students and residents may decide to get married during their education or training periods, and though it is no secret that marriage is a life-changing experience, it is especially important for medical students and residents to understand the ramifications it will have on their finances.

Residency and Relocation Loans: To Borrow or Not to Borrow

Fourth-year medical students may encounter a variety of expenses not included in the standard student budget, and may choose to borrow a residency and relocation loan to cover some of their expenses.

Should You Consolidate?

The following questions and answers may help you determine if loan consolidation is right for you.

Can You Afford to Make Payments During Residency?

To determine if you can afford to make payments during residency, watch this video and then access the Medloans® Organizer and Calculator ( to see the results for your situation. After doing this, you will know if making student loan payments during residency is a feasible option...