Student Loans and Repayment Strategies

Prepared for a Graduating MD Student. Watch the Student Loans and Repayment Strategies recording for graduating students to learn about ways to manage your student loan debt and determine which repayment strategy is right for you during residency.

Next Steps

Use this guideline to determine when to take the steps to organize your loans, deal with your grace period, determine when to consolidate, apply for a forbearance, or begin repayment on your student loans.

Public Service Loan Forgiveness (PSLF) Booklet

Learn about the Public Service Loan Forgiveness (PSLF) program with this booklet that explains eligibility requirements and the steps you will need to take to participate in the program.

How to Select the Best Repayment Plan in 2 Steps

Watch this video to learn about the various loan repayment options and a two-step plan to determine the best repayment plan for you.

Repayment Assistance Through Forgiveness, Scholarships, or Service

Interested in a service career, or want to reduce your medical school debt by working in public service or the military? Good news—there are numerous possibilities available. With each program, financial benefits and requirements vary; however, some of the more common opportunities are...

Public Service Loan Forgiveness (PSLF) Checklist

Review this informative guide about the Public Service Loan Forgiveness (PSLF) program. It provides information about eligibility requirements and steps to take to enroll in the program.

Loan Repayment Options

With medical school behind you, you’re certainly due for congratulations. But that’s not all that’s due – loan payback time is just around the corner – either beginning now or when residency is over. Fortunately, when it’s time to repay, you have flexibility in structuring your repayment...

Selecting A Financial Planner

During medical school, it’s likely that your financial questions will revolve around student loans and money management. However, upon graduation, additional expertise may be needed to help manage the other areas of your financial life (investments, retirement, insurance, taxes, estate...
Two doctors on escalator having conversation

Easing into Residency: Transition Tips

As you prepare to take the next step in your medical career, these suggestions can help you address important issues and help you transition from medical school to residency.

Residency and Relocation Loans -- To Borrow or Not to Borrow

Fourth-year medical students may encounter expenses not included in the standard student budget and may find it necessary to borrow additional funds through a residency and relocation loan.

Should You Consolidate?

The following questions and answers may help you determine if loan consolidation is right for you.

3 Ways to Minimize the Cost of Your Student Loans (Quick Clip)

This clip will provide you with easy to implement strategies to reduce the total repayment cost of your federal student loans. Knowledge is power.

Search More Money Management Resources

Whether you’re weighing your repayment options or considering making a major purchase, the AAMC's FIRST program has unbiased, reliable information.