Eligible Loans

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Which Loans Qualify for PSLF?

Direct Loans in good standing:

  • Direct Subsidized.
  • Direct Unsubsidized.
  • Direct PLUS Loans.
  • Direct Consolidation Loans.

Other federal loans may be eligible if they are consolidated into a Direct Consolidation Loan (for example, Perkins Loans and Federal Family Education Loans (FFEL). For a complete list of loans that can be consolidated, view this section on the Federal Student Aid website.