Find the Details of Your Federal Loans

February 26, 2021

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Do you know how much you owe in federal student loans?  Do you know to whom or where to send your payments?  Do you know the status of your loan – are they in a grace period, delinquent or in default?  Do you know when your first payment is due?  Where can you find the answers to all of these questions? Login to your Federal Student Aid account. 

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The Federal Student Aid Website

This is the Department of Education’s website designed to provide information to federal student loan borrowers. This web-based resource provides you with access to the details of your federal student loans as well as information about understanding financial aid, applying for aid, and managing loan repayment.

Getting Started

  1. Go to
  2. Login with your FSA ID username and password
  3. Accept the terms
  4. Click on “View Details”

What Will You See?

Within your Federal Student Aid account, you will see your loan balance, the types of outstanding loans you have, who your servicer is, when payments are due, as well as other detailed loan information. Keep in mind, this information may not be “real time” data, so it is a good idea to also create an account on your servicer’s website. 

Since federal loan borrowers may have more than one servicer, it’s important to identify the servicer of your loans. Knowing if you will be working with one or more servicers is helpful when it’s time for loan repayment.

Details You Should Know

There is a lot of information about your federal student loans within your Federal Student Aid account. Be sure to access this information prior to graduation so that you can be prepared to successfully manage your loans. Below are five pieces of information that will be critical to know as you prepare to manage your debt:

  • Loan Types (name)
  • Loan Servicer(s)
  • Disbursement Dates
  • Loan Balances
  • Repayment Dates

Knowing this information will help you:

  • determine which repayment plans you qualify for and when your loans will be due
  • find your total loan balance and amount of outstanding interest
  • know where to send your payment (or set up autopay) and who to call for assistance

What Won’t You See in the Federal Student Aid (FSA) Account?

  • Details on Private or Institutional Loans Only your federal loan information will be found in your FSA account. To find the details of other loans you’ll want to review your credit report, or reach out to the lender of the loan, or staff at your school’s financial aid office.
  • Loans for Disadvantages Students (LDS) and Primary Care Loans (PCL) are the only federal loans that will not be visible in your FSA account. For information and details about these loans, contact the financial aid office staff at your school.
  • Real-Time Account Balances may not always be reflected in your FSA account. To obtain this information, contact your loan servicer(s) directly.       

What Does That Mean? 
Review the NSLDS Glossary of Terms

If you need assistance, contact the Federal Student Aid Information Center.

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