NHSC: Scholarship and Loan Repayment Programs

The National Health Service Corps (NHSC) offers scholarship and loan repayment programs to help with the cost and debt for those pursuing careers as primary care doctors.
With the National Health Service Corps (NHSC) you can realize your dream of working in primary care in an underserved community. Both the NHSC Scholarship and Loan Repayment programs provide funds in return for service in a Health Professional Shortage Area (HPSA).

NHSC Scholarship Program

Benefits:

  • payment for tuition, fees, and other “reasonable” education-related expenses (as determined by NHSC)
  • Funding available for a maximum of four years
  • Monthly living stipend provided (taxable)

Eligibility:

Service Commitment:

  • Must serve one year for each year of scholarship support (minimum two years of service) at an NHSC approved HPSA site after graduating, completing a primary care residency, and becoming licensed
  • Scholarship recipients compete for employment

NHSC Approved Sites:

  • Approved sites include many types of health care facilities
  • NHSC staff assists scholars in finding a practice site

Additional Information:

NHSC Loan Repayment Program*

Benefits:

  • Receive loan repayment assistance in addition to salary
  • Repayment funds are not taxable

Eligibility:

Service Commitment:

  • Two years of full-time service at a site with a HPSA score of 14 – 26 may receive up to $50,000
  • Two years of half-time service at a site with a HPSA score of 14 – 26 may receive up to $25,000 in loan repayment
  • Service at a site with a lower HPSA score may qualify for up to $30,000 for two years of full-time service or up to $15,000 for two years of half-time service

NHSC Approved Sites:

  • Must work at an NHSC approved site to qualify
  • Sites are located around the country in rural, urban and frontier communities

Additional Information:

*Additional Loan Repayment Programs include the Students to Service Program and the State Loan Repayment Program.

Financial Information, Resources, Services, and Tools (FIRST)

MedLoans® Organizer and Calculator (MLOC)

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The MedLoans® Organizer and Calculator was developed to assist medical students and residents with managing their education debt.

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