MedLoans® Organizer and Calculator (MLOC)

The MedLoans® Organizer and Calculator (MLOC) was developed to assist medical students and residents with managing their education debt. The MLOC provides a secure location to organize and track student loans while also displaying possible repayment plans and costs based on the borrower’s student loan debt.
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Are you a currently enrolled medical school student, a graduate or a medical school administrator of an AAMC-member medical school? You can enjoy free premium access, which includes all features and functionality of the MLOC, by signing in with your AAMC username and password. If you don't remember your AAMC username and password, click on "Forgot Username" and/or "Forgot Password" on the sign in page. Please DO NOT create another AAMC account.

Please note: If you are a dental student or graduate see the Dental Loan Organizer and Calculator (DLOC).

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All visitors have free access to limited features, but saving information is not included. Try it now!

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For $9.99, a visitor can choose to receive four years of premium access, which will include all features and functionality. Get premium access.


Medloans comparison chart - graphic - FIRST


Steps for Getting Started

First you will want to upload your student loan information from the National Student Loan Data System (NSLDS) into the Organizer. Go to export and save your NSLDS file to your computer. Then, sign in to the MLOC and go to the Organizer. Next, click on “Import from NSLDS file”, and then browse to the NSLDS file on your computer. Click “Attach” and your NSLDS loan information will appear in the Organizer. Please note, all other non-federal loans must be added manually into the Organizer.

The Benefits of the MLOC

  • Allows you to enter/upload, track, store, and run repayment scenarios for your loans
  • Provides a better understanding of your student loan debt and the cost of repayment


What medical students and graduates are saying about the MLOC: 

“It has helped me plan my loan repayment and has removed my need to meet with a specialist about this. This is a great resource!!!”

"The calculator was a great tool for me to familiarize myself with the different repayment options prior to attending the counseling session. Excellent tool!"

"Very helpful to see the breakdown of our loans, and the different monthly payments for each of the different options. Very valuable to have it all laid out for us, thanks for this tool."

Questions and Comments

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Financial Information, Resources, Services, and Tools (FIRST)

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