Consumer and Federal Financial Aid Resources

Review student loan, scholarship, and financial literacy resources, guides, websites, and publications available from various government organizations and programs, such as the National Institutes of Health (NIH), National Health Service Corps (NHSC), the military, and more.
Click on the resources below for more information about the topics that interest you.
 
 

Consumer Financial Protection Bureau - Complaint
Obtain answers to questions and voice your lender, servicer, or debt collector complaints - for a private or federal student loan - by contacting the Consumer Financial Protection Bureau (CFPB).

Contact the Federal Student Aid Ombudsman Group if you’re in a dispute about your federal student loan.
Obtain your free, annual credit report. Your report is available from each of the three credit bureaus: TransUnion, Equifax, and Experian once a year.
 
Learn about how your credit score is determined.
Visit this website to complete your Free Application for Federal Student Aid (FAFSA).
 
Obtain your school's FAFSA School Code or FAFSA ID Code through this website.
Utilize this supplement to aid in the search for fellowship/grants for under-represented minority groups in addition to those designed for broader target groups.
 
Review this concise supplement to aid in the search for scholarship/grant searches in the diversity arena of medical education. You will find resources for under-represented minority groups, students with disabilities, women in medicine, veterans, and much more.

Federal Loan Interest Rates
Review the Federal Student Aid website to understand how interest is calculated, what the current interest rates are, and what rates have been in the past.

Use this searchable database to learn about many of the state and federal programs available to medical and other health professions students.
 
Learn about medical officer career opportunities with the CDC.
 
Visit the Indian Health Service (IHS) website to learn about Loan Repayment Programs (LRP).
 
Review the NHSC website to learn about loan repayment and scholarship programs.
 
Discover loan repayment programs available through the NIH.
 
Research loans and scholarships through HRSA.
Read about the opportunities available through the Air Force, including the Commissioned Officer Education program, which provides resources and tools for educational assistance.
 
Review all the programs sponsored by the United States Army. They sponsor several programs offering loan repayment or scholarship benefits in exchange for military service.
 

Army National Guard
Read about military opportunities and student loan assistance available for medical students and medical graduates.

Learn about student loan interest rate information and benefits and options available to members of the U.S. Armed Forces.
 
Discover opportunities for physicians through the Commissioned Corps.
 
Learn about financial aid, scholarships, and loan repayment assistance through these helpful sources.
 
Explore the VA website for a comprehensive look at the educational incentive programs the VA affords its employees and trainees.
 

Navy Healthcare
The Navy offers financial assistance and scholarship programs, as well as continuing education programs.

Borrow or Serve? An Economic Analysis of Options for Financing a Medical School Education
Review this Academic Medicine article to learn more about the economics of financing a medical education with assistance from the Uniformed Services University of the Health Sciences, the Armed Forces Health Professions Scholarship Program (HPSP), and other programs like National Health Service Corps (NHS) and Public Service Loan Forgiveness (PSLF).

The Good Investment
Read this commentary from Academic Medicine about financing a medical education with assistance from the military and other federal programs.

Obtain your federal student loan information through the National Student Loan Data System (NSLDS) website.
Learn about the benefits from tax credits and tax deductions for qualifying taxpayers. Three programs are highlighted in the IRS Publication 970.

Search Financial Aid Resources

Find a complete list of all financial aid resources, services, and tools. 

MedLoans® Organizer and Calculator (MLOC)

The MedLoans® Organizer and Calculator was developed to assist medical students and residents with managing their education debt.

AAMC Financial Wellness

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Access free financial calculators, articles, and videos to help you create a budget, track your spending, create financial goals, and enhance your financial knowledge about credit, financial planning, money management, and more!

Education Debt Manager (EDM) for Matriculating and Graduating Medical School Students

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This comprehensive financial guide helps professionals at all levels of the medical education continuum navigate the complexities of financing medical school by borrowing wisely and repaying student loan debt responsibly.

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