NHSC: Students to Service (S2S) Loan Repayment Program

National Health Service Corps (NHSC) offers the Students to Service (S2S) Loan Repayment Program (LRP) to current medical students in their final year of school. By committing to provide primary care health services full-time, for at least three years (or six years of part-time service), at an NHSC-approved site, the S2S program will award up to $120,000 for loan repayment.

Ideal Candidates

  • Dedicated to primary care - In your last year of medical school, you must be committed to pursuing a residency and career in family medicine, internal medicine, general pediatrics, geriatrics, obstetrics-gynecology, or psychiatry.
  • Desire a fulfilling experience - After residency is over, an ideal applicant will desire to meet a need by providing care in communities with a shortage of health professionals.
  • Possess qualifying education loans - Qualifying loans include government and commercial loans that were used to pay for tuition and other qualifying expenses. Review the FY 2019 Application and Program Guidance for specific details.


  • Continued service could significantly reduce qualifying education loan debt.
  • Access education, training and networking opportunities.
  • Join a community of providers with a shared desire to serve patients with limited access to health care.

Additional Information

  • Visit the Health Workforce Connector to view possible workforce opportunities in under-served communities throughout the US, and healthcare sites and facilities throughout the nation. 
  • Gather documentation needed to submit with your application. You will need a variety of materials in order to submit a complete application. Review the 2019 Application and Program Guidance for details (updates for the new program cycle are expected in the fall). It may take three or more weeks to prepare your application.

More Information about the Application Process:

Review these NHSC Resources:
NHSC Students to Service Program Overview
Students to Service (S2S) Loan Repayment Program Fact Sheet
Help promote the program; here are some ideas
NHSC Poster

What Do Past Recipients Have to Say about the Program?

Review NHSC Member Stories Videos for some inspiring details.

Watch Brian Freeman’s story.




Financial Information, Resources, Services, and Tools (FIRST)

MedLoans® Organizer and Calculator (MLOC)

young couple calculating budget
The MedLoans® Organizer and Calculator was developed to assist medical students and residents with managing their education debt.


Get practical information on budgeting, money management, credit, debt management, scholarship searches, and more.

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